Got leftover FSA money?
December 31st is coming fast—and many flexible spending accounts don't roll over. Check your plan to be sure.
Many people use their FSA or HSA for smoking cessation programs.
💬 Bob says: "You're about to lose that money anyway. Might as well use it for something future-you will thank you for."
$0
Out of Pocket*
*With FSA Funds
Log into your FSA portal and verify your balance and expiration date.
Use your FSA debit card at checkout, or pay another way and get reimbursed through your FSA portal.
Join Quit Smoking Bob™ — The 21-Day Quit Smoking Breakthrough™.
That's it.
Yes. Smoking cessation programs are IRS-eligible FSA expenses. Use your FSA card at checkout or submit your receipt for reimbursement.
Bob says: "Yep, been there. A lot."
This program gives you mind-based behavioral support that makes quitting feel more doable than white-knuckling it.
Bob says: "Use what works for you. Just don't let your FSA money vanish."
Some people choose behavioral support because it shifts the patterns driving the habit, not just the nicotine.
Yes. No limits. Most successful quitters tried multiple times before finding what worked.
Bob says: "I tried quitting seven times before it stuck."
The IRS approves smoking cessation programs for FSA/HSA use. Our program is a structured smoking cessation program. That's it.
Always check with your FSA administrator if you have questions about your specific plan.
Okay, Bob needs to get real for a minute because this part matters.
Most people know smoking kills. About 8 million people a year.
But here's what Bob thinks people deserve to understand: that's only part of the story.
Because while millions die each year, hundreds of millions more are still alive—living with the damage smoking causes.
Not dying. Living.
With shortness of breath. With chronic pain. With bodies that don't work the way they used to.
An estimated 346 million people worldwide are currently living with smoking-related COPD.
And that's just one disease.
When you add heart and circulation disease, cancer survivors, amputations, vision loss, and other smoking-related conditions, the number of people affected grows even larger.
These aren't rare cases.
They're everyday people.
Parents.
Grandparents.
Friends.
Many people wake up every day managing shortness of breath, chronic pain, limited mobility, or permanent health changes caused by cigarettes.
Bob's seen this up close. Not the numbers—the actual people.
Most smokers who develop COPD don't die quickly. They live with a progressive, chronic disease that gets worse over years.
Some people with severe disease live only a few years after
diagnosis.
Others with milder disease might live a decade or longer.
But longer doesn't mean better.
Breathing becomes harder. Energy drops. Simple things—walking to the mailbox, climbing stairs, getting dressed—become exhausting.
This isn't a fast ending. It's a slow, exhausting decline.
Bob's met people in their forties who can't walk to their car without stopping to catch their breath.
People who've had legs amputated because smoking destroyed their circulation.
Parents who can't play with their kids because they're too sick.
That's the part people rarely hear about.
When people only think about death, it feels distant. Abstract.
But the impact of smoking-related disease is immediate. It's ongoing. It's right now for millions of people.
If people truly understood what it's like to live with COPD—having to pace every movement, manage every breath—many would quit much sooner.
This is what hundreds of millions of people are living with:
Smoking contributes to 1 in 4 heart-disease deaths
Smoking causes a significant share of cancers and about 30% of cancer deaths
Smokers are 4× more likely to lose limbs
Smoking doubles the risk of certain causes of blindness
These effects don't stop with the smoker.
They affect entire families.
This isn't about fear.
It's about facts.
Smoking doesn't usually take life quickly.
It often takes years of living first.
Years of limitation.
Years of adapting.
Years of watching life get smaller.
That's the part people deserve to understand.
(General health information shared for awareness — not medical advice.)
Use them before December 31st.